IndustryBusiness ModelMedian GM%Top Quartile GM%Bottom Quartile GM%Rating
Pure SaaS / Subscription — highest gross margins in software
Dev Tools / InfrastructureSubscription78%87%68%High
General B2B SaaSSubscription76%84%65%High
Security / ComplianceSubscription74%83%63%High
MarTech / Sales TechSubscription72%81%60%High
Vertical SaaSSubscription68%78%56%Mid-High
Fintech / PaymentsSubscription68%79%55%Mid-High
HR / WorkforceSubscription66%76%54%Mid-High
Healthcare / MedTechSubscription65%76%52%Mid-High
Usage-Based / Consumption — margins compressed by infrastructure costs scaling with usage
Dev Tools / InfrastructureUsage-based62%74%48%Variable
General B2B SaaSUsage-based60%72%45%Variable
MarTech / Sales TechUsage-based58%70%42%Variable
Fintech / PaymentsUsage-based55%67%40%Variable
Security / ComplianceUsage-based60%71%44%Variable
Healthcare / MedTechUsage-based52%63%38%Variable
Hybrid (SaaS + Professional Services) — services revenue drags blended margin
General B2B SaaSHybrid58%68%44%Mid
MarTech / Sales TechHybrid55%65%40%Mid
Vertical SaaSHybrid52%63%38%Mid
HR / WorkforceHybrid50%61%36%Mid
Healthcare / MedTechHybrid48%58%34%Mid
Security / ComplianceHybrid56%66%42%Mid
Fintech / PaymentsHybrid50%61%36%Mid
Marketplace / Transaction — take-rate model; gross margin reflects net revenue, not GMV
Fintech / PaymentsMarketplace / Transaction42%55%28%Low
MarTech / Sales TechMarketplace / Transaction45%58%30%Low
Vertical SaaSMarketplace / Transaction38%50%24%Low
Healthcare / MedTechMarketplace / Transaction35%48%20%Low
Sources: KeyBanc Capital Markets SaaS Survey 2023, Bessemer State of the Cloud 2024, public SaaS company SEC filings 2023–2025. Gross margin = (Revenue − COGS) / Revenue per GAAP.

Business model matters more than industry

A healthcare subscription SaaS runs 65% gross margins. A healthcare marketplace runs 35%. Same industry, 30-point gap. When benchmarking your gross margin, match by business model first, industry second. Usage-based models compress margins because infrastructure scales with consumption — the best mitigation is pricing efficiency (cost per unit of consumption declining as you scale). Services revenue above 15% of total revenue will structurally hold blended margins below 65%.